Real estate-backed business funding for Brisbane and Gold Coast owners — faster and more flexible than a bank.
Enter your property value and existing debt to get an instant indicative estimate. Final terms are subject to assessment.
Based on a 75% LVR against your property, less existing debt. Actual terms determined at assessment.
Four ways business owners, investors and developers deploy unlocked equity through FutureCap.
Deploy the capital locked in your property to fund new business loans, equipment, or expansion.
Bridge cash flow gaps and keep day-to-day operations running without dipping into reserves.
Use property equity to consolidate existing obligations and simplify what you owe.
Act decisively when it counts — equity release settles significantly faster than a bank.
Deploy the capital locked in your property to fund new business loans, equipment, or expansion.
Bridge cash flow gaps and keep day-to-day operations running without dipping into reserves.
Use property equity to consolidate existing obligations and simplify what you owe.
Act decisively when it counts — equity release settles significantly faster than a bank.
Receive your initial assessment quickly, with no drawn-out bank processes or excessive paperwork.
We assess the strength of your deal and your asset, not just your income or credit history.
All lending is secured against real property, providing clarity and certainty for both parties.
Many clients come to us after a bank decline. We assess deals on commercial merit, not just credit scores.
Tell us about your property, required funding amount, and intended use of funds.
We review your submission and come back with a funding proposal quickly, without bank delays.
Once approved, we move to settlement, so you can put your capital to work immediately.
Tell us about your property, required funding amount, and intended use of funds.
We review your submission and come back with a funding proposal quickly, without bank delays.
Once approved, we move to settlement, so you can put your capital to work immediately.
“Strategic, dependable and professional — FutureCap's support was critical to our funding success.”
FutureCap is an Australian-owned private, non-bank lender specialising in real estate-backed business funding and structured finance. We deliver fast, flexible capital to business owners, developers, and investors who need tailored funding outside standard bank criteria.
With $3B+ in finance facilitated and 200+ transactions completed nationally, our track record speaks for itself.
Timeframes depend on deal complexity, but FutureCap is known for fast initial assessments and accelerated settlements — significantly faster than a traditional bank.
Yes, all loans are secured against real estate. This can be residential property, commercial property, or a development site. You do not need to own it outright, but sufficient equity is required.
This is one of the most common situations we work with. If your deal is asset-backed and commercially viable, we assess it on merit.
Funds can be applied to business expansion, working capital, acquisitions, debt consolidation, or time-sensitive investment opportunities. Subject to lender approval.
As a non-bank lender, our pricing reflects our speed, flexibility, and willingness to fund deals that banks typically decline. For many clients, getting the deal done is what matters most.
FutureCap works with Brisbane and Gold Coast business owners who need capital fast. Get your initial assessment today.
